Separate names with a comma.
Hi everyone I seem to understand the difference that the other one is independent when there is only one decrement and the other when there are...
Hi All, Looking for a study buddy for SA2 September 2023. Anyone interested kindly dm. Kind regards,
Hi Tutors, In calculating the rebased values to 100 am calculating it as 100* (share price now/by one day before) is this approach okay. Am seeing...
Hi Tutors, In the question am failing to understand how they come to the conclusion under sense checks of lower annuity rates since greater...
Hello, I am looking for a study buddy for the SA2 exam. If anyone is interested kindly inbox me. Kind regards,
Hi Tutors, I am not quite understanding the solution below; "The expected claims under the new ‘7xs3’ policy is $23.0m (undiscounted) so the...
Hi Tutors This question was really difficult for me and I failed to understand the solution. Initially, I had thought that the A to C will be in...
Hi I am looking for a study buddy. Anyone interested kindly DM me.
From the solution in ASET under the heading "supply and demand", it is indicated that the yield of bonds will be affected by supply and demand....
Hi, Any idea on the pass mark for CP1? I failed again:(
This last part of the question was really challenging for me. I also saw the Examiner's comments mentioned that this question worried many...
This question was particularly challenging for me in terms of generating sufficient points and structuring them in a way that is logical and earns...
In the solution, I understand that business objectives might influence the price charged to be different from the modelled price. I however do not...
I included in my solution that the reduction in expected business volumes is likely to be higher because the annuity sold by the company does not...
The solution says that the amount and timing of contributions may be volatile and in addition, if the member contributes a set percentage there...
I just got my SAR for the Sept 2020 exam as I expected my downfall was paper 2. Paper 1 my mark was 65% which was okay but as for paper 2 I had an...
Hi All! I am a bit thrown off by my CP1 mark got 48 I expected to fail because I did panic a bit in Paper 2 but did not expect such a mark. I am...
I am generally struggling with typing my answers faster and I have not completed a paper properly when practicing. I am leaving some significant...
I understand that if an insurer for example writes monthly renewable products, at the end of the month the UPR for that particular product will be...
I wanted to ask if it is possible that a firm which has calculated AURR as the sum of projected claims plus expenses compared to UPR net deferred...
I was looking at the solution in aset and my solution that I produced, some answers were the same but some were not. I made points about how both...
a) solution says in future years, the profit from the existing business will be higher than before which will increase the profitability measure...
The point in the solution in ASET I don't quite understand it about how as this is a without profit contract, the terms offered to surrending...
I am disappointed with my mark this time around as I was very close to the pass mark missing with only 2 marks. I was devastated when I saw my...
There is a statement in the solution that I do not quite understand. It says that the small effect of smoothing on the total asset shares should...
Hi all. I wanted to ask if there is a difference between risk based supervision vs risk based regulation, if so what are they.
I came across a statement in a reserve estimation report for a general insurance company saying " We have been advised that all short tail...
Am not quite understanding why the reserves start negative. Can someone explain.
It says if an appraisal value is being prepared as a sale value then it is likely to be based on realistic assumptions without margins. A purchase...
Am not quite understanding the solution of this question. Particularly when it is said in their example that the capital now required to write...
Am not quite understanding the question and solution. Can someone explain to me. It seems am getting it wrong some where.
I have been studying the question and it appears am not quite getting the solution. I though maybe risk to the company would be if buying the...
I really do not know which exam to pick between the two. I did both ST subjects for the two subjects. Which of the the two will give me more job...
Am not understanding the solution were it says if the claim is only 60000 reinsurer pays 50000 reinsurer pays 10000 on surplus. I thought it will...
I understand that annuity rates vary depending on bond yields but I don't understand why if they fall the guarantee will bite. Can someone...
I am having a bit of a difficulty in answering valuation and risks questions can you please assist me in this area on how generally to tackle the...
