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pvif

  1. P

    Embedded Value

    Hello, I am bit confused on "Return on in-force business" item for determining the analysis of change in EV calculation. (let's Define EV as= free assets + SCR & RM after deducting cost of holdings + PVIF , lets assume PVIF is being getting calculated by the company) ( as written in X4.2...
    • prachi
    • Thread
    • embedded value pvif sa2
    • Replies: 12
    • Forum: SA2
  2. P

    Mortality and PVIF

    For annuity business, how does strenghtening mortality basis result in an increase in PVIF? Would we not be paying out more claims?
    • Phani Vasantarao
    • Thread
    • annuity pvif
    • Replies: 1
    • Forum: SP2
  3. M

    With-profits EV

    I was hoping to get some help on this but thought I'd start a new thread. I'm struggling to grasp the way it's explained above given that PVIF = PV(shareholder cashflows) + PV(change in reserves) My understanding is: The projected assets would also include: (charges for cost of smoothing...
    • Mbotha
    • Thread
    • embedded value estate inherited estate pvif risk margin shareholder transfers with profits with-profits
    • Replies: 14
    • Forum: SA2
  4. B

    EV components

    Hi, Ref: Q&A bank, Part 4, solution to question 4.4(ii) With respect to EV, are the terms PVIF and PVFP not interchangeable? The notes (CMP, Ch19, p.5) say that they are interchangeable but this question asks for a method to calculate PVFP and the solution awards 2 out of 7 marks for...
    • Benjamin
    • Thread
    • embedded value pvfp pvif
    • Replies: 2
    • Forum: SA2
  5. M

    With Profits EV

    I'm a bit confused about the EV for WP business: PVIF = (PV of projected cashflows) - (PV of change in reserve) = (a) - (b). I'm not sure how to calculate (a): Is this a projection of the asset share? How do we allow for shareholder transfers when these are usually deducted from the asset...
    • Mbotha
    • Thread
    • embedded value free assets net assets pvif with profits with-profits
    • Replies: 5
    • Forum: SA2
  6. E

    Future Profits in Solvency II

    CMP, Chapter 16 Page 26 (Securitisation): "The introduction of Solvency II, which does allow credit to be taken for expected future profits (albeit with some restrictions), has meant that such arrangements are no longer effective, and other types of capital raising have become more attractive."...
    • edcvfr
    • Thread
    • future profits pvif solvency ii
    • Replies: 4
    • Forum: SA2
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