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embedded value

  1. Riya Arora
    Thread

    Chapter 31 Problem solving

    Hi all, I was reading the answer to the question "how embedded value moves when the actual experience is worse than the EV projection basis" I...
    Thread by: Riya Arora, Jul 31, 2023, 1 replies, in forum: SP2
  2. Komal Gupta
    Thread

    Sept 2011, Q4, Embedded Value

    Hi, In Sept 2011, Q4 part iii, Can you please explain how increasing the level of prudence will impact EV of With Profit contracts in 2 parts i.e...
    Thread by: Komal Gupta, Feb 16, 2023, 2 replies, in forum: SP2
  3. prachi
    Thread

    Embedded Value - allowance of Risk Margin

    Hi, Could you please help me to understand the following - EV related questions: Que 1: Could you please confirm to me the various ways in which...
    Thread by: prachi, Aug 6, 2022, 14 replies, in forum: SA2
  4. prachi
    Thread

    Embedded Value

    Hello, I am bit confused on "Return on in-force business" item for determining the analysis of change in EV calculation. (let's Define EV as=...
    Thread by: prachi, Apr 6, 2022, 10 replies, in forum: SA2
  5. Kamal Sardana
    Thread

    General Doubts related to Modelling and Reserves

    Q:1 Core reading said that if Supervisory reserves are taken as prudent then do not consider Lapses. If supervisory reserves are realistic (market...
    Thread by: Kamal Sardana, Feb 12, 2022, 1 replies, in forum: SP1
  6. Kamal Sardana
    Thread

    Ch 20 and Ch 21 Doubts - Core reading

    Ques 1 - Ch20 - Valuing mortality option --I did not understand the italic line here -- " " " An alternative assumption would therefore be that...
    Thread by: Kamal Sardana, Feb 11, 2022, 1 replies, in forum: SP1
  7. VSA_88
    Thread

    September 2011 Question 4 (i) embedded value

    Hi In the revision books, the answer for this question says that it is assumed that the non-unit reserves do not increase with interest. Firstly,...
    Thread by: VSA_88, Aug 11, 2021, 1 replies, in forum: SP2
  8. curiousactuary
    Thread

    Analysis of surplus vs EV - Return on opening surplus

    Is the return on opening surplus calculation under Analysis of surplus the same as the return on net assets calculation under Embedded value. AoS...
    Thread by: curiousactuary, Jul 27, 2020, 1 replies, in forum: SA2
  9. curiousactuary
    Thread

    Goodwill in the apprasial value

    I understand that EV relates to profits arising from existing business. 1. Does goodwill witihn the appraisal value relate to expected future...
    Thread by: curiousactuary, Jul 25, 2020, 1 replies, in forum: SP2
  10. curiousactuary
    Thread

    What is meant by agency costs?

    What is meant by agency costs? This is in relation to the EV
    Thread by: curiousactuary, Jul 22, 2020, 1 replies, in forum: SA2
  11. curiousactuary
    Thread

    Can a lapse assumption that lowers reserves be used under Solvency II?

    Question 7iii of ST2 Septemeber 2009 compares embedded value assumptions against assumptions used to calculate statutory reserves. 1. I assume...
    Thread by: curiousactuary, Jul 22, 2020, 3 replies, in forum: SA2
  12. curiousactuary
    Thread

    What is shareholder tax - embedded value

    Q7iii of September 2009 discusses how the assumptions under embedded value compare to those used to calculate any supervisory reserves. For tax...
    Thread by: curiousactuary, Jul 22, 2020, 3 replies, in forum: SP2
  13. curiousactuary
    Thread

    What are shareholder transfers

    I've read in a past paper solution that the embedded value equals the "present value of shareholder transfers. e.g. as generated by bonus...
    Thread by: curiousactuary, Jul 22, 2020, 1 replies, in forum: SP2
  14. Phani Vasantarao
    Thread

    Embedded value basis

    Why must embedded value basis be "best estimate"? I see in chapter 18 page 15 it is said that EV basis is more likely to be best estimate.
    Thread by: Phani Vasantarao, Sep 8, 2018, 1 replies, in forum: SP2
  15. Mbotha
    Thread

    With-profits EV

    It may help to think of calculating the PVIF as follows: Allocate assets to the reserve (this may be BEL only if the Risk Margin is allowed for...
    Thread by: Mbotha, Apr 9, 2018, 14 replies, in forum: SA2
  16. Benjamin
    Thread

    EV - contract renewals

    Hi, Ref 1: CMP, Ch 19, p.12, "Principle 8" Ref 2: Q&A Bank, Part 4, Solution to question 4.4(iii) Could you please comment on the status of a...
    Thread by: Benjamin, Sep 16, 2017, 1 replies, in forum: SA2
  17. Benjamin
    Thread

    EV components

    Hi, Ref: Q&A bank, Part 4, solution to question 4.4(ii) With respect to EV, are the terms PVIF and PVFP not interchangeable? The notes (CMP,...
    Thread by: Benjamin, Sep 16, 2017, 2 replies, in forum: SA2
  18. Mbotha
    Thread

    With Profits EV

    I'm a bit confused about the EV for WP business: PVIF = (PV of projected cashflows) - (PV of change in reserve) = (a) - (b). I'm not sure how to...
    Thread by: Mbotha, Sep 15, 2017, 5 replies, in forum: SA2
  19. Phani Vasantarao
    Thread

    Embedded Value for Without-profits contracts

    Chapter 13, page 17: core reading text says "For without profits business, embedded value is effectively the release of any margins within the...
    Thread by: Phani Vasantarao, May 29, 2017, 2 replies, in forum: SP1
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