in the notes there's a comment "on death before vesting (i.e. before the member's pension comes into payment)....." but i thought vesting referred to having two years service in the scheme so that if you were to leave you are now entitled to a deferred pension as opposed to an ROC.... the above statement seems to imply vesting is when your pension comes into payment i.e. when you become a pensioner... could someone please clarify this for me? cheers.