I failed it, looking over the solutions, I can see why. For me it's the problem that they ask something like what's averaging, and i explain the definition and give example of how it works. the actual solution rambles on about how insurer could choose not to apply it, partially apply, blah blah blah...
Seems I got all the bookwork stuff and the maths question at the end, but didn't generate enough of this talking around the topic bull****.
So, after 2 tries at ST3 (both suffering this problem), I'm dumping it and SA3.
Going to try ST5 and SA6 (loved doing ST6). The questions in past exams seem more direct in these, less waffling required, so perhaps I will have more luck.
Or maybe I wont!
Enjoy fellow suffering students
Last edited by a moderator: Dec 7, 2006