I don't see in the examiners report that they mention anything specifically regarding to the fact the company is a health insurance.. shouldn't we? I though that instead of only listing "to determined the assumptions that are more financially significant" I would have to write examples of what assumptions would be relevant for a health insurance... Also, in the asset solutions, one topic they answered is the following: "Reconcile the values for successive years, making sure that the sum of individual variances reconciles with the total variance". I don't understand what that mean in this context.. thanks