Hi there. What is this for ST1 at the moment? I believe it's changed since I did it a few sitting ago. Thank you
They've added a few since I've done ST1 as well. Here's the new list - hope it helps: Rates (mortality, morbidity and average cost) Investment Senior Management K(C)ompetition Selection Inflation Withdrawals Options and Guarantees New Buisness (Volumes and mix by source nature and size) Data (policy and other) Expenses Reinsurance Counterparties (in distribution, provision of medical services and reinsurance) Leglislation (regulation and fiscal developments) Earlier screening / diagnosis Aggregation and concentration of risk Non-disclosure Catastrophes Reputational risks / customer service shortcomings Internal audit failures / fraud System failures Physical risks