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Prefunded products - LTCI

K

k6ashok

Member
These two structures form part of a continuum as insurers seek to offer cover to as many applicants as possible. Some pre-funded products specifically cover disabled lives who are almost at the point of triggering the claims definition.
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If some prefunded products specifically cover disabled lives who are almost at the point of claiming how is it different from immediate needs plans ? Is there any other difference ? :confused:
 
I think the key word here is "almost" - they're not quite at the point of claim yet.

The first sentence you've copied in states that the two structures form a continuum, so you should be thinking they're (almost!) the same.
 
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