Question 220 states: Which of the following products have a linked-claims period? I Group IP II Individual CI III Personal pension The answer refers to the glossary and says all of them. It also refers to a waiver of premium to explain. The glossary says linked claims refers to "IP claims where the claimant...is eligible for immediate claim payments without the imposition of another deferred period" The answer does not seem consistent with the glossary definition. I would be interested to hear comments - particularly from a tutor. Thanks!