G
gibbsm1
Member
I think I am going a bit mad here. Every time I see this mentioned I get more confused.
I interpret it as meaning that all underwriting is at the claims stage, but pre-existing conditions are excluded. If this is the case, surely they need to know that these conditions exist so surely there must have been some initial underwriting?
I interpret it as meaning that all underwriting is at the claims stage, but pre-existing conditions are excluded. If this is the case, surely they need to know that these conditions exist so surely there must have been some initial underwriting?