No i havn't gone mad and posted in the wrong forum Can they ask questions on these? i saw a question on equity release a few years back which was much more to do with health/life products. Are there any products which are deffo off syllabus cos they are on sa1/2/4? e.g. Term assurance treaty business (often written by GI lloyds syndicates) just want to make sure i dont get caught out thanks in advance