Hi Just a general question - given that the institute has proposed to make Enterprise Risk management (ERM) a new subject in the near future, does that mean we don't need to read up on it for the SA3 exam? If any of you guys feel that we still need to know ERM in details, then please can you direct me to some suitable material - I only have the 2007 GIRO slides...which don't give a lot of detail. Thanks P.S. Good luck to everyone!