Can it be expressed as Type 6 annuity ( from CMP )? \(\bar a_{x|y} + A_{x:y^2} \require{enclose}\bar a_{\enclose{actuarial}{n}}\) say x is male, y is female I expressed it as above with two cases 1) male dies female survive, 2) female die, male survive and then adding these two present values to get final answer. But in solution it used different solution