Hi there - I am using 2015 exam papers as mock exams. As I am struggling to stay in the 3 hours allowed time slot, I wonder if you have the same problem. It is very inhumane the time given for this exam. Would you think the same? I doubts many students will be able to finish the model and the audit trail in time by sitting the exam alone without any help. I am very stressed out. They introduced time management as a skill that needs to be tested in every exam nowadays. I don't want open a discussing here but I have doubts on what kind of actuaries the profession wants. Problem solving skills and speed do not agree with each others.