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1. My understanding is that Surplus is the extra capital in the balance sheet therefore, change in surplus is what flows from P&L (as the final...
Hello, Section 4 of Alteration describes how much profit is released at the time of alteration and the expected future profit of Altered policy....
Hi Mark, Could you please explain why premium at the start of second year is calculated using AM92 Ultimate mortality? Also, I would imagine...
Thanks a lot Mark. This was indeed very helpful. It is know now, the difference between worth to a company and worth to a shareholder. Also, the...
In the core reading it is stated that Prospective surrender value tells us how much the policy is worth to the company. But in the calculation we...
