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In the chapter on Surrender Values there is a part where four situations are given and the impacts on the asset share and realistic prospective...
Hi, I am struggling to understand the asset shares when it comes to a death benefit being paid out. When a policy withdraws and their asset...
Hi Team, my doubts are as follows: Q.1 What is the difference between Undistributed Surplus and Estate ? Are they both same thing ? Q.2 Is...
Hi, While going through the points in chapter-20, I got confused with concept of smoothing. Could you please: Que 1. Help me to understand the...
Acquisition costs are expressed as a proportion of new business premiums. How is this charged to the AS though (particularly if the company...
Hi, Ref: CMP, Ch20, p.10 (Question 10.6) A couple of questions about the solution to this question: - First paragraph: Isn't the cost of cover...
I have some questions on the definitions of these: Cost of guarantees = max(0 , guaranteed benefit - AS) Why is this sometimes calculated using...
I'm hoping to check my understanding of this and to fill in a few gaps: Total BEL = PV (Benefits + Expenses - Premiums) Benefits These include...
Can AWP products also be written on either a 90/10 (no explicit charging structure) or 0/100 (explicit charging structure) basis? And if so, I'm...
Section 4.2 ch20 pg 14 states: "...the difference between product charges and expenses accrues either in the WP estate or outside the WP fund...
Hi, I would like to ask the following questions in chapter 20 of CMP 2017. Sorry for the long list of questions, I tried to signpost them by...
ASET April 2014 Q1(vii) The solution of this question talks about the asset shares for WP endowment assurance vs whole of life. I'm trying to...
