Not if the question is at 6%. Page 106 of Tables, figure's there. ALWAYS perform 3 checks in your head when you look up one of these from Tables: 1) 4% or 6% 2) Select or Ultimate 3) x + n = 60 or 65? If you do this, you will NEVER look up the wrong value. If you don't do this, you will occasionally look up the wrong value and this costs marks on exam day. Good luck! John