in qs 9(ii) http://www.actuariesindia.org/subMenu.aspx?id=243&val=Paper_for_Nov_2012 i calculated the variance as (sq(ln(180))+sq(ln(90))+sq(ln(120))-3*sq(4.827))/2= .1177 buit the answer in the solutions is .1213 am i doing something wrong?