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Hi, I was just wondering why does the required capital not change if the reinsurer credit rating stays the same: Lets assume that the initial...
Can i ask why the cost of the guarantee on vesting annuities necessarily increases under the stress? I thought that for annuities, companies...
When a surrender profit occurs, does the profit go to the inherited estate or go to the asset shares of the other policies?
Hi, I was wondering how you would know this from the solution " - Interest rates up has a negative correlation with other market stresses. [1] -...
Hi, I was wondering if you could confirm whether my assumptions were reasonable. I was surprised that the first two were not mentioned in the...
I don't seem to quite understand this sentence in the past paper solution or Acted solution. "The expense assumptions should allow for the costs...
Hi, I was just wondering why this made sense in the essay question - "Average premiums much smaller for YOUTHSURE… [1] • Therefore they require...
Hi, I was just wondering where expense data comes from? One of the answers in a past paper to check the quality of the expense assumptions is...
I was doing Sept 2007 and cant understand one of the questions. Question 3(ii) Direct sales force. These are employees of an insurance company....
6iii) I cant really understand the answer to this question. In particular - " If the quality of the underwriting is improved by the introduction...
Must confess I didnt really understand this question. ii) Can i ask why i am not correct in thinking that only a cash payout is a suitable...
Hi, I was wondering whether you could perhaps explain a component of smoothing to me. I understand that an individual who takes out a with...
Hi, I just read the exam joining instructions and it dosent mention "multiple choice questions" like in the last session. All it says is: 1....
Hi, I was wondering whether someone could explain to me why when we are solving for rho_1 we dont divide the numerator by 499 and the denominator...
Hi all, I was wondering whether anyone could explain to me how to build the transition matrix for this question. Abit confused by it? Cheers
Hi, I was wondering if you could help me with a problem of understanding a solution. In the notes of the ruin theory chapter it states that: S...
Hi, I was wondering if you could help me to understand these two questions. 9(iii). I always seem to get the values of shares/cash with the...