Hi https://imgur.com/a/yIoeQq3 I don't understand why double counting would underestimate the cost of claims. I thought that including double counting increases the cost of claims so it is therefore more prudent? Thanks
Thanks for pointing this out. You're right that double counting increases the expected cost of claims, so would be more prudent. The self assessment question was meant to talk about the risks of over-stating the double counting. We will get this fixed for next year. Best wishes Mark