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StudentActuary_02
Member
Let them reply with whatever they want, ultimately you are just working through their fob-off complaints process, and they will never find in your favour at any stage. Accepting that does not however mean that you have to accept unfair treatment, but don't let their words discourage you.I was drafting the email and I know that it won't get me anywhere, I can foresee what they are going to reply me with.![]()
The point is once you get to the final stage and get fobbed off again by the IFoA one last time, you can then take your complaint elsewhere to an independent party and actually get fair treatment. SUddently you will then find that their answer changes.
I have gone through the exact same process with a complaint with a utility company. Three comp[laint stages(includign CEO's fofice) all refused to uphold complaint, went to am ombudsman and suddenly they upheld the complaint in full without any question. This is simply how big organisations work because they know 95% of people won't escalate a complaint past the first complaint stage. The only way to be treated fairly by the IFoA is to be in that 5%, and it doesn't need much time nor effort.
The key thing is to stick to your guns, not to repeat your entire complaint again at each stage, and to remember that the IFoA are just the other party in a dispute. They aren't independent and have a vested interest in rejecting your compliant, so don't be put off when they do reject you.
Instead, remember why you raised a complaint in the first place, and simply escalate it to the next stage and get past the IFoA's complaint process as quickly as possible.